The average time new visitors spend on any one page is around 30 seconds. Take advantage of that short attention span by providing lots of links to explore. Web experts discourage the use of the phrase "click here" for links. Instead use an accurate description of the linked content worked into a sentence.
This is a usability issue because if a vision-impaired person is using a web reader, "Annual Report" will tell them about the content, while "click here" gives them no real information about where the link will take them. Check out our Accessibility Guidance for further details.